Got questions about tree care? You’re not alone… Homeowners across Greater Toledo often ask us the same things.

We’ve rounded up the most common ones below to help you get fast, clear answers from the pros at Joey Tree.

When Should I Trim My Trees in the Toledo Area?

Tree trimming isn’t just about looks; it’s about safety, structure, and long-term health. Here in Northwest Ohio, a good rule of thumb is to trim every 3 to 5 years. That gives trees time to grow naturally while avoiding problems like overextended limbs or deadwood buildup. Fast-growing trees like silver maples or Bradford pears may need trimming more frequently. Slower growers like oaks can go longer.

And timing matters. Late winter to early spring is the best time for major pruning, when trees are still dormant. You’ll want to avoid heavy trimming during peak summer growth or late fall when wounds won’t seal as easily.

What Are the Red Flags That a Tree Might Be Dangerous?

There are plenty of subtle signs that a tree might be in trouble and some not-so-subtle ones, too. A tree with large, dead limbs high in the canopy should be looked at ASAP. Deadwood can fall at any time, especially after a windy night or heavy snow.

If the bark is peeling, fungus is growing near the roots, or you notice a soft spot at the base of the trunk, that could indicate internal decay. Trees with multiple trunks or those leaning suddenly after a storm should also raise eyebrows. Even cracks or splits along large limbs or the trunk can suggest structural instability. And if you see roots lifting on one side, you might be dealing with a tree on the verge of toppling.

Do I Need a Permit to Remove a Tree in My Neighborhood?

In most cases across Greater Toledo, including Perrysburg, Sylvania, Maumee, and Waterville, you don’t need a permit to remove a tree on your private property. That changes if the tree is in a public right-of-way (like a city-owned tree lawn) or if a local ordinance or historic designation protects it.

For example, street trees often belong to the city, not the homeowner, even if they look like “yours.” Removing one without approval could result in a fine. The City of Toledo and many surrounding suburbs have guidelines, so it’s worth checking with your local municipality before cutting down anything large. We’re happy to help if you’re unsure. Ask us during your free estimate.

Will My Homeowners’ Insurance Pay for Tree Removal?

If a tree falls due to a storm, lightning, or heavy snow and causes damage to a covered structure like your house, garage, or fence, your homeowners’ insurance will usually help cover removal costs. That includes hauling the tree off the structure and cleaning up debris, within certain dollar limits (typically $500–$1,000 per tree).

But coverage doesn’t usually extend to preventive removals. If a tree looks dangerous but hasn’t fallen, your insurance company will likely consider that maintenance your responsibility. The same goes for healthy trees you want removed for aesthetic reasons.

And what if your neighbor’s tree crashes into your yard? Surprisingly, your policy would likely still handle the claim, not theirs. Insurance law generally assigns liability based on where the damage occurs, not where the tree originated.

We work with insurance companies all the time and can walk you through what’s covered and what isn’t after storm damage.

How Much Does Tree Removal Cost in the Toledo Area?

Tree removal isn’t one-size-fits-all. We base our pricing on the size of the tree, its location, its condition, and what kind of equipment or crew the job requires. A small ornamental tree that’s easy to access might cost just a few hundred dollars. A 60-foot dead oak wedged between a fence and a garage? That’s a different story.

Trees in tight spaces that require a crane or complex rigging will cost more than trees that can be felled in the open. Add-ons like stump grinding, hauling wood, or splitting logs into firewood also affect the final bill. And if you need emergency service after hours or during a storm, that urgency sometimes adds to the cost.

We believe in transparent pricing. That’s why we offer free estimates and break down everything upfront. No surprises. Just safe, efficient work you can count on.

Can You Remove Trees Near Power Lines or Close to My House?

Yes, but it’s not a DIY job. Trees growing into or near power lines are extremely dangerous and should only be handled by professionals trained in utility clearance. For residential trees close to your home, garage, or fence, we use precision rigging, cranes, and our grapple saw truck to take them down safely and without damage.

Whether it’s inches from your siding or wrapped around a service line, Joey Tree has the equipment and experience to remove it cleanly and without risk to your property.